As of 2014, the Mobile Accident Record App which is in our lives, saves drivers from keeping accident report papers and offers to fill in much faster accident reports. So much so that, there are some people who take care of the minutes and get approval from the insurance company in five minutes and leave their car in car care service on the same day.
It is the most annoying situation for almost everybody driving a car, even if there is no guilt, it wastes time when you get involved in an accident and the day is ruined. Dealing with an aggressive driver, waiting for the police to come, the guilt of tying traffic up for too long... Then, there came accident report in 2008 for the first time and became a time-saving facility for the drivers. The both parties involved in the accident do not have to wait for the police officers to arrive to keep a report, they can mutually do it.
The Reporting Process is Completed in Less Than 10 minutes
Though many drivers have not heard about it yet, Mobile Accident Report App(MAR) puts drivers at a huge ease in terms of filling the report of an accident. With this technologic application developed by the Insurance Information and Monitoring Center (SBM) for the first time in the world, drivers can use their mobile phones to complete filling the forms. Speeding up the report creation after the accident, it takes approximately 7.38 minutes to fill a form with the application.
One Click to Reach All the Information on the Screen
The report forms filled out through the Mobile Accident Report have officiality and validity for the official institutions and insurance companies. The Mobile Accident Report App has many advantages. Drivers using the mobile application do not need to have the current paper form and pen. It is enough to have only one smartphone in the accident area to fill the accident report. It is also easy for car owners to retrieve the policy info by scanning the QR code on the policy, with the profile-sharing feature if registered before or inquiry by id number of the licensee.
When accessed to policy information, the vehicle information is automatically displayed on the screen. After the accident, the record is automatically forwarded to the insurance company. Therefore, those using the Mobile Accident Report application do not have to call the insurance company or hand in the report paper.
Video Recording Makes It Easy
In practice, the application has the feature of downloading videos or photos to better understand the accident. Users can get easier results by recording a video or taking photos. In addition, application users can display the nearest insurance agencies, hospitals and mechanics through map available in the Mobile Accident Report application.
“Claim Process” is in Your Hands
There is no need to struggle to answer the question "Which party is faulty after the accident?".
The parties are informed via SMS to the mobile phone and the fault rate can be seen through the application as soon as the accident fault rate is determined. All insurance companies and agencies use the Insurance Information and Monitoring System (SBM). Once the report is created, it is saved in this system. As a common system is used, the reports filled via the Mobile Accident Report application are instantly processed as data into the system of insurance companies. Thus, the claim process is shortened considerably. Normally, the average resulting time is 14 days whereas the claim process is shortened via this application to 2 days. In addition, you can get service from the car care center with the Accident Report Number without needing any extra documents such as driver's license, automobile registration, identity photocopy,
The fastest resulting time of an accident is recorded as 38 seconds after completing the online form. There are also some accident records created via Mobile Accident Report App within 7.38 minutes and finalized by the insurance companies on the same day.
How Does the App Work?
How is the Mobile Accident Report carried out? It's enough to have the application installed on anybody's smartphone in the accident area. First, press the "Had an Accident" button on the application. Take at least four photos of the vehicles, damaged parts and license plates from different angles so that they can be visible. You can download a video of the accident scene. As a next step, confirm the location where the accident took place and pull your vehicle to a safe place. Then, enter the number of vehicles involved in the accident, in practice. If you have a profile created previously, the vehicle, driver and license plate information will automatically be displayed on the screen. If you do not have a profile, you can proceed after taking photos of the front side of the vehicle registration document and the front and back sides of the driver's document.
Then, specify the part where the vehicle was first hit. Describe how the accident happened by typing. You can also tell the accident via voice record. If the other vehicle driver has a profile, you can access to the car and driver information automatically. In this process, the information can be added by shaking the phones mutually or by scanning the QR Code after the other vehicle driver shares his/her profile with you. Then, enter the first damage point and driver comments for the other driver. If any, type the name and surname of the eyewitnesses.
Then, select the type of road from the chart shown on the screen. Draw the accident scenario. Add traffic sign if available. Confirm the record information. Finally, sign on the screen. You are done with the reporting!
